India’s ICICI Prudential Life reports quarterly profit jump on strong premium growth


July 15 (Reuters) – ICICI Prudential Life Insurance reported a 27.8% rise in first-quarter profit on Wednesday, supported by ‌strong premium growth from its high-margin products.

The Indian insurer ‌posted a profit after tax of 3.86 billion rupees ($40.11 million) for the ​three-month period ended June 30, a jump from 3.02 billion rupees billion rupees a year earlier.

Shares of the Mumbai-based insurer were up as much as 5.5% to 531.95 rupees, as of 02:05 ‌pm IST.

Its value of ⁠new business, which measures expected profitability from new policies, stood at 5.71 billion rupees in the ⁠reported quarter, rising 24.9% year-on-year.

Annualised premium equivalent sales, a core measure of new business premiums, rose 14.6% to 21.36 billion rupees.

Investors ​and analysts ​closely watch operational metrics to ​gauge the health of ‌new business.

For ICICI Prudential Life, analysts were focused this quarter on whether the insurer’s continued shift toward higher-margin non-participating and protection products could offset persistent headwinds from GST-related tax credit issues.

Prudential said it must cut its stake in the Indian insurer ‌to below 10%, from about 22%, ​to secure regulatory approval for its ​planned 75% acquisition of ​Bharti Axa Life Insurance, which was announced in ‌May.

Bernstein analysts warned that the ​resulting sale of ​nearly a 12% stake could create a supply overhang and weigh on ICICI Prudential Life’s shares.

Peers HDFC Life Insurance ​and SBI Life ‌Insurance are yet to report their quarterly results.

($1 = 96.2300 ​Indian rupees)

(Reporting by Urvi Dugar and Surbhi Misra in ​Bengaluru; Editing by Sherry Jacob-Phillips)



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