More questions at underwriting
Duncan Spencer, director at EDIA Limited, said the insurance implications of the ruling lie less in the pesticide itself than in what it reveals about the relationship between governance, regulation and liability. Rather than prompting insurers to retreat from environmental risks, he said heightened scrutiny is changing how those risks are assessed before policies are written – more questions at underwriting, greater emphasis on compliance history, sharper distinction between known and unknown liabilities, and closer examination of how environmental risks are actively managed. For operators using products such as Cruiser SB, the focus is on whether they are using them correctly and within the conditions under which they are authorised, not simply whether they hold a policy.
